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Finance & Pay-later Options

Choose the finance or pay-later provider that works for you. You'll see the full application journey during checkout and receive an instant decision in most cases.

Please review the summaries below before applying. Availability depends on order value, product eligibility, and passing the lender's status and affordability checks.

PayPal Pay in 3

Split into 3 monthly payments at 0% interest with PayPal Pay in 3. Pay the first instalment today and the remaining two automatically each month.

Available to UK residents aged 18 and over, subject to status and affordability checks. PayPal Pay in 3 is an unregulated credit agreement. Borrow responsibly. Missed payments may impact your credit score.

Learn more in PayPal's terms & conditions.

Klarna Pay in 3

Split your purchase into 3 interest-free payments with Klarna Pay in 3. Pay the first instalment at checkout, then automatic payments every 30 days.

Available to UK residents aged 18+, subject to status. Unregulated credit. Late or missed payments can affect your financial status and may incur fees, so borrow responsibly.

View Klarna's terms & conditions.

Clearpay (Pay in 4)

Pay in 4 interest-free instalments with Clearpay. Your first payment is taken at checkout, then three automatic payments every two weeks.

Credit provided by Clearpay Finance Ltd. Available to UK residents aged 18+ who meet Clearpay's eligibility criteria. Late fees may be charged for missed payments. Borrow responsibly.

Read Clearpay's terms & conditions.

Shop Pay Installments (Affirm)

Pay over time with Shop Pay Installments powered by Affirm. Choose 3, 6 or 12 month plans right at checkout.

Credit offered by Shopify International Ltd (FRN 1031087) with Affirm as the lender. Unregulated credit agreement subject to eligibility checks, affordability assessment and minimum spend. UK residents aged 18+ only. A deposit is collected at checkout. No late fees, but missed payments could affect your financial status.

Review Shop Pay (Affirm) installments terms & conditions.

Dopple (Monthly Finance)

Spread the cost over up to 24 months with Dopple's panel of lenders. Apply during checkout to see personalised plans.

Finance is available to UK residents aged 18+ and is subject to status, affordability and minimum spend.

Representative example: £1,000 purchase, £0 deposit, 24-month term, fixed 14.9% APR -> £48.18 per month, total repayable £1,156.32.

CACTi PCs Ltd is an Introducer Appointed Representative of Social Money Ltd t/a Dopple (FCA FRN 675283). We may receive a commission for introductions; you won't be charged a fee. Borrow responsibly. Missing payments could affect your credit rating.

Read Dopple's terms & conditions.

Need help choosing?

Our UK-based team can guide you through eligibility, documents, and timelines for each finance option.

Email hello@cactipcs.com, call 0333 034 1513, or visit our Help Center for FAQs.